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Reviews for Mike P. Bedell
Highly Recommend!
My team highly recommends FBC mortgage! They are able to easily navigate any complexities that may come up and always ensure our clients are well-informed throughout the whole process. Their flexibility in financing options and efficient timelines significantly contribute to successful and timely closings for our clients.
Other North Carolina
Highly Recommend
I've worked with Mike on numerous loans and have always had a fantastic experience. Their team's professionalism, clear communication, and dedication to securing the best terms for my clients. He made the entire process stress-free. I highly recommend using Mike and his team for their efficiency and client-focused approach.
Conventional South Carolina
NC Experience
Michael Bedell is the first NC Loan Officer I had the opportunity to work with and it was a pleasant one! Michael kept me informed throughout the entire process and was detailed oriented when I needed him to be. He was quick to think of workarounds when it was impossible for me to gain information in such a short window. He kept me encouraged along the way and I would surely recommend him to anyone seeking to purchase a home in NC.
Annie's Tip: Please have your paperwork in order, especially, income tax information.
FHA 30 Year Fixed North Carolina
Charges HIgh on both ends Rate and Points
Expensive - Pretends to be helpful but not really
Symphonee's Tip: FBC starts with a high par rate and charges a lot for points to bring it down. While other lenders charge lower FBC charges high because of its preferred lender status knowing borrower is forced to use you. Not ethical
Lender Response
Ms. Addo, thank you for taking the time to share your experience with us. We set a high standard for ourselves and have a long track record of exceed our customer’s expectations. We're sorry we fell short of your expectations -- we take your feedback seriously and we will use it to make us better. If you would like to discuss your experience further, we are available and ready to listen. Please call us at 407-284-4893 or email us at [email protected]. Our hours of operations are Monday through Friday 8am to 6pm (EST).Conventional 30 Year Fixed North Carolina
MI Agency
This was a wonderful experience. Mike Bedell is the best. He did a phenomenal job. Eryn Simpson stayed engaged with us. She did a phenomenal job. FBC Mortgage is an outstanding mortgage company. We recommend the loan officer, the processor and the company to everyone looking to purchase a home.
Larry's Tip: Go with Mike Bedell. He's the Man!
VA 30 Year Fixed North Carolina
Recommended Lender
FBC Mortgage is a recommended lender when you want to purchase house. They had a promo with lower interest rate and gave us a super good deal! The process was very smooth, we just submitted our requirements and whatever they need. They processed everything on time. Mike was there with us all throughout to inform, to communicate what's needed, never forgets to check on us during submission, during underwriting process, closing day up to post closing day! I never saw that to any lenders we tried to reach out. Thank you very much Mike!
FHA 30 Year Fixed North Carolina
Excellence
Excellent service. Mike assisted me every step of the way to understand the process and keep me on time with everything.
Conventional 30 Year Fixed Florida
Residential Mortgage
Mike was excellent. He Kept me informed every step of the process and looked out for my best interest as a client. I would highly recommend him
Conventional North Carolina
Great experience
Mike was so communicative during the whole process, I closed on time and I absolutely love my new house!
Conventional Florida
Hilton Loan Review
From start to finish the loan process was seamless. Also, the process was very timely from beginning to close! My loan officer, Michael Bedell was very tentative and quick to respond to me during the process and kept me updated throughout. I would recommend FBC Mortgage to my family and friends.
Michael's Tip: The only thing I would say to future clients is to go over the pre-disclosure's as best as you can. Even though I was presented with the pre-disclosure, I missed a cost on my loan that I wasn't expecting. For example, on my mortgage insurance, I saw what my monthly cost would be for the mortgage insurance, but I missed the up front lump sum that I had to pay for the mortgage insurance. I just believe those important items should be verbally discussed with the clients instead of just sending the disclosure and leaving it up to the customer to understand. Those forms are a little overwhelming to people not in the loan processing business and important items can easily be missed.
FHA 30 Year Fixed NorthCarolina
Hilton Loan Review
From start to finish the loan process was seamless. Also, the process was very timely from beginning to close! My loan officer, Michael Bedell was very tentative and quick to respond to me during the process and kept me updated throughout. I would recommend FBC Mortgage to my family and friends.
Michael's Tip: The only thing I would say to future clients is to go over the pre-disclosure's as best as you can. Even though I was presented with the pre-disclosure, I missed a cost on my loan that I wasn't expecting. For example, on my mortgage insurance, I saw what my monthly cost would be for the mortgage insurance, but I missed the up front lump sum that I had to pay for the mortgage insurance. I just believe those important items should be verbally discussed with the clients instead of just sending the disclosure and leaving it up to the customer to understand. Those forms are a little overwhelming to people not in the loan processing business and important items can easily be missed.
FHA 30 Year Fixed NorthCarolina
FBC Review
This is my second loan with Mike. He is the best!
Jumbo 7/1 Adjustable Rate Mortgage (ARM) Florida
Great Experience!
Mike Bedell really helped us get through the purchase of our first home, avoiding all the pitfalls that come with such a large purpose. He was always available to answer our questions and provided effective support throughout the loan process.
Conventional 30 Year Fixed NorthCarolina
Great and easy
FBC team was great. Mike Bedell helped us in the process from begging to end, always on top of everything checking on us and the house even when our builder was taking longer he was always calling to make sure we are taken care of. I will totally recommend them and if I have to, I will work with them again. FBC provided a competitive interest rate in the middle of a hot market.
Conventional 30 Year Fixed NorthCarolina
Loan officer
Not able to deliver what promised, instead of taking the responsibility for it, they were blaming a buyer for it.
Tanya's Tip: Not a great communication or support. Very poor service. The worse service we had ever had.
Conventional 30 Year Fixed North Carolina
Amazing Experience
As a first time homebuyer, I was nervous and had plenty of questions. Michael and his team addressed ALL of my questions and concerns. Documents that I needed to sign, Michael or someone from his team will provide an explanation of the document. I’ve heard so many horror stories regarding underwriting and closing process. My experience was beyond my expectations!
FHA 30 Year Fixed North Carolina
Great Loan Team - Team Bedell
Thank you to Mike and his team! My fiancé and I closed on our home earlier this month and Mike's and his team were the best! Very thorough and clear on the process of buying a home. I would recommend Team Bedell to anyone who is purchasing a home in the FL or GA area.
Conventional 30 Year Fixed Florida
5 Stars for Mike Bedell
Mike made our loan process quick and easy. He was so helpful and knowledgeable. If you need a mortgage he is the person to see.
Erica's Tip: Use Mike Bedell
Conventional South Carolina
Awesome Experience
What a pleasure it was working with Mike Bedell and his team! From start to speedy completion, Mike, Jack, & Eryn were polite, patient, and professional. Highly recommended
Patricia's Tip: Be organized!
Conventional 30 Year Fixed NorthCarolina
Jack Flaherty
Jack did a great job with good Communication skills
Conventional 30 Year Fixed Florida
Thank You!
We originally inquired about a construction loan, but ended up with a conventional loan to purchase our home on Lake Hartwell. Mike, Jack and Eryn were so helpful, patient and quick to answer all of my questions and ease my concerns, even after hours! We appreciate how easy the process was and are happy we chose FBC Mortgage to help finance our new home.
Conventional South Carolina
First Time Home Buyer Great Experience with Mike
It was my first time buying a home, Mike and his team were very good about always being there to answer questions and helped me along the process.
Conventional Florida
Great experience with refinance
Our loan officer Jack Flaherty did a great job servicing our loan. He was prompt, and attentive! We had a great experience.
Conventional 15 Year Fixed Florida
FBC Mortgage Loan Application
Mr. Bedell and everyone at FBC Mortgage was professional, friendly and responsive. We were informed of every detail of our loan process. All phone calls and emails were returned promptly. We would highly recommend this company.
Conventional 30 Year Fixed Florida
Jack Flaherty
Working with Jack throughout the process was an excellent experience. His knowledge, guidance and follow up along with his confidence is what I was so impressed with. Thank you Jack!
Conventional 30 Year Fixed NorthCarolina
Great experience
Michael Bedell and team made our home buying experience the least stressful and easy. I have had mortgages with FBC previously and this is the reason I chose them again. Mr. Bedells team was on point and extremely professional. I highly recommend FBC mortgage.
John's Tip: Make sure you have all documents in hand during the process. This helps to streamline the mortgage closing. We did and closed on the date projected.
FHA 30 Year Fixed NorthCarolina
